The Sixty Percent

Insights, news and guides for small businesses

Personal guarantees explained

When applying for a business loan, providing a personal guarantee can mean the difference between a lender saying ‘yes’ and ‘no’. Almost every business lender that offers unsecured loans requires a personal guarantee, including us, so it’s a good idea to understand the advantages and risks involved.

How to build a plant-based business

We catch up with Tim Law from Simply Plants to chat about the roots of his seasonal business, scaling up cash flow, and a load of Christmas trees.

Is it time to grow your business?

How do you know when it's time to expand, or scale back your business venture? We go over four steps for ensuring your company is ready to jump up and tackle new growth opportunities.

Explaining iwoca's credit line

Once approved, you'll be given a fixed iwoca credit limit and are then able to draw down as much of the facility as you need, when your business needs it.

iwoca celebrates its 7th birthday old today. Hurray!

It’s iwoca’s birthday! We’ll be blowing out seven candles on our cake today.Our company was founded back in 2011 by Christoph Rieche, our CEO, and James Dear, our CTO, and we’ve been incredibly busy ever since then.