About us

We believe finance expands possibilities

Our story

Banks and traditional lenders just don’t understand small businesses. They don’t understand how busy small business owners are, that they don’t have a finance department to tackle impossible forms, and they don’t understand how important small businesses are.
That’s why we’ve designed iwoca around small businesses. No more convoluted forms, long waits and unfairly rigid lending criteria. Instead, we combine award-winning technology with an understanding of exactly what small businesses need, to provide you with the tools to unlock growth or plug cash flow gaps that many businesses face.

Custom built for Europe’s small businesses

25,196+businesses funded
£795,804,678+in total funding
12,000+new jobs created

"What was nice was the human touch, being able to speak to my account manager, Kenny, straightaway. He was interested in the business, not just the numbers. "

Tevye SeadonVista Amplia

"What was nice was the human touch, being able to speak to my account manager, Kenny, straightaway. He was interested in the business, not just the numbers. "

Tevye SeadonVista Amplia

"Growth requires working capital funding, so iwoca was an opportunity for us to continue to invest in kit, equipment, and the facility to keep our quality standards high. "

Tracy SambrookSEB Brewing Services

"They understand what growth we need and what potential we have. It’s just a much better way of borrowing. "

Charles BurchEXF Fitness

Our work for small businesses